MY SON STARTED DIVIDING UP MY LIFE WHILE I WAS STILL ALIVE. BY LUNCHTIME, MY CARDS WERE DEAD, MY ONLINE BANKING WAS LOCKED, AND I WAS STANDING AT A WHOLE FOODS REGISTER WITH A BASKET FULL OF DINNER I SUDDENLY COULD NOT AFFORD.

« Can the transfers be completed? » I asked.

« No. »

The answer came immediately.

« Not without your biometric authorization. »

I closed my eyes.

Desmond didn’t know that.

Neither did Karen.

They thought they had found every account.

Every asset.

Every dollar.